DELTA RESERVE FOR BUSINESS CREDIT CARD TERMS AND CONDITIONS

32. Welcome offer: Welcome bonus offer not available to applicants who have or have had this product within the last 12 months. Earn 10,000 bonus miles (10,000 of which count as Medallion^® Qualification Miles) after your first purchase on the Delta Reserve for Business Card. Please allow 2-4 weeks after your first purchase for the bonus miles to appear in your Delta SkyMiles account. First purchase offer expires one year from the date your account is approved. Offer not available to existing Delta SkyMiles Business Credit Card Members upgrading to another Delta SkyMiles Business Credit Card. 美国运通保留随时修改或取消本优惠的权利。You can earn 10,000 bonus miles (10,000 of which count as Medallion^® Qualification Miles) after your first purchase on your Card within your first 12 months of Card Membership starting from the date your account is approved. In rare instances, your period to make your first purchase may be shorter than 12 months if there is a delay in receiving your Card. 此外，某些情况下，购物记录可能超出12个月的期限，例如商家延迟提交交易或购物日期与交易日期不同。（例如，如果您在网上购物，那么购物日期可能是发货日期）。如对信用卡账户存在任何疑问，请致电信用卡背面的电话号码。

33. OPEN Savings^® Benefit
The OPEN Savings benefit is built into Business Cards from American Express OPEN and provides either a 5% discount or 2 additional Membership Rewards^®points for each eligible dollar spent at OPEN Savings merchants. To take advantage of this benefit, payment must be made with a Business Card from American Express OPEN at the time of purchase. All Cards under a particular Business Card Account (including the Basic Card as well as any Additional or Employee Cards) are combined for the purposes of calculating OPEN Savings benefits. All OPEN Savings benefits are credited to the Basic Card Member only. Please allow up to 12 weeks for your benefit to appear on your monthly statement. If your Card Account is not eligible to receive Membership Rewards points or is not enrolled in the Membership Rewards program, you will receive the OPEN Savings benefit as a discount that will be provided as a statement credit to that Card Account. If your Card Account is enrolled in the Membership Rewards program you have the option of receiving your OPEN Savings benefit either as a discount or as additional Membership Rewards points. The relative value of the benefit options will differ depending on how you use the Membership Rewards points in your account. The redemption value of additional points that you receive under the Membership Rewards Points Benefit will be less than the dollar value of statement credits that you receive under the Discount Benefit. You can change your OPEN Savings benefit selection a maximum of once per calendar month. Changes normally take effect within 72 hours from the time you submit a change to your benefit selection. Purchases that are eligible for the OPEN Savings benefit that are returned or credited from an OPEN Savings merchant will result in a reversal of your statement credit or removal of Membership Rewards points depending on your benefit election at the time of the return or credit. The benefit may not be available at all OPEN Savings partner locations. For a full list of individual OPEN Savings merchants and benefit descriptions, please visit opensavings.com. The OPEN Savings benefit (including merchant participation and offers) is subject to change at any time without notice. Membership Rewards program terms and conditions apply. OPEN Savings offers may be subject to exclusions, benefit limits and other restrictions or limitations. For full terms and conditions including specific paragraphs on the Benefit Selection and How Returns Work, go to opensavings.comopens in a new window.

34. ReceiptMatch^SM
ReceiptMatch^SM is only available with Business Cards from American Express OPEN. For details and enrollment, go to www.open.com/receiptmatchopens in a new window

ReceiptMatch^SM with QuickBooks^®
ReceiptMatch^SM and Sync with QuickBooks are two separate business tools available with Business Cards from American Express OPEN. ReceiptMatch^SM and Sync with QuickBooks were created to work together. You must enroll in ReceiptMatch^SM and in Sync with QuickBooks separately from your American Express online account to use ReceiptMatch^SM with QuickBooks. Sync with QuickBooks works with QuickBooks Online.

The ReceiptMatch Mobile App^SM is only available with Business Cards from American Express OPEN. The ReceiptMatch Mobile App^SM is only available on iTunes and Google Play. Apple, the Apple logo, iPhone and Mac are trademarks of Apple, Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc. Intuit, the Intuit logo, QB, and QuickBooks are registered trademarks of Intuit Inc. QuickBooks screen shots (c) Intuit Inc.

35. 使用达美航空飞凡贵宾室： The Delta Reserve Business Card Member must be traveling on a Delta-coded or Delta-operated flight. Name on ticket must match name on Delta Reserve Business Card. The Delta Reserve Business Card Member must be at least 21 years of age to enter Clubs with a self-service bar, unless they are accompanied by a parent or legal guardian. The Delta Reserve Business Card Member has complimentary access to the Delta Sky Club and may bring his/her spouse or domestic partner and children under the age of 21 years of age at a discounted rate of $29 per person, per visit or up to two guests at a discounted rate of $29 per person, per visit. Additional guest access subject to Delta Sky Club's standard rate, which is available at https://delta.com/skyclub. Children aged 2 and under may accompany the Card Member for free. Benefit valid only at Delta Sky Clubs. Codeshare partner and other alliance partner lounges are not included. For same-day ticketed air travel on any flight other than a Delta-coded or Delta-operated flight, the Reserve Business Card Member and up to two guests may access one Club location upon payment of a discounted rate of $29 per person. The Delta Reserve Business Card Member must present his or her valid Card and same-day airline boarding pass to club agents. 请注意：各机场贵宾室的服务设施可能各有差异。Meeting rooms may be reserved for a fee. 须遵守达美航空飞凡贵宾室的所有规则。To review the rules, please visit delta.com/skyclub. Offer and rules subject to change. 可能适用其他限制。

36. Built in Miles Boost: 不管何时开通帐户，日历年的结束时间均为12月31日。This means that for the first year of Card Membership, the Card Member's Eligible Spending bonus period may be less than twelve months. If in any calendar year Eligible Spending on the Platinum Delta SkyMiles Business Credit Card is $25,000 or more, the Basic Card Member will be awarded 10,000 bonus miles and 10,000 Medallion Qualification Miles ("MQMs" as defined in the Delta SkyMiles Membership Guide and Program Rules), and if in that same calendar year Eligible Spending on the Platinum Delta SkyMiles Business Credit Card is $50,000 or more, the Basic Card Member will be awarded an additional 10,000 bonus miles and 10,000 MQMs. Additional Card Member(s) are not eligible to receive miles through Miles Boost; however all Eligible Spending by the Additional Card Member(s) will count towards the Basic Card Member's spend level to reach the Miles Boost threshold. Card Members may be permitted to have more than one Options, classic, Gold, or Platinum or Delta Reserve SkyMiles Business Credit Card from American Express account; however, Card Members are only eligible to receive one annual Eligible Spending bonus for each type (i.e., Options, classic, Gold, Platinum or Reserve) of Delta SkyMiles Business Credit Card account from American Express. Medallion Qualification Miles earned in 2014 above member's earned Medallion threshold level will be rolled over to 2015 and will count toward 2016 Medallion status qualification. In addition, all Medallion Qualification Miles earned between January 1 and 2014年12月31日, will count towards 2015 Medallion status.

37. Upgrade Priority: Increased Upgrade Priority within Medallion tier and fare class is applicable only to primary Card Member and within the Complimentary Medallion Upgrade Program. Airport Paid Standby Program and Mileage Award Upgrades are not eligible.

38. Companion Certificate: 附加税/手续费/限制规定：Companion Certificate valid for one round-trip First Class or Main Cabin Companion ticket with the payment of applicable taxes and fees detailed below and the purchase of certain adult round-trip fares on published routings within the 48 contiguous United States. 夏威夷、阿拉斯加、波多黎各或美国维尔京群岛（USVI）的居民必须从当地出发前往美国本土48个州，同时其“飞凡里程常客计划”帐户中必须记录有夏威夷、阿拉斯加、波多黎各或美国维尔京群岛的地址。每年的资格更新月份，携伴优惠券将可通过delta.com兑换。政府征收的适用税费各异，具体取决于行程中航班航段的数量，国内往返航班（针对最多包含四个航段的行程）不超过75美元。Basic Card Members (not Additional Card Members) with the Gold Delta SkyMiles Credit Card, Platinum Delta SkyMiles Credit Card, Delta Reserve Credit Card, Gold Delta SkyMiles Business Credit Card, Platinum Delta SkyMiles Business Credit Card, and Delta Reserve for Business Credit Card are eligible to receive the first checked bag fee waiver on Delta and Delta Connection carrier tickets. 托运第二件行李收费35美元。此类规定须视尺寸及重量限制而定。有关更多详情，请联系达美代理或访问delta.com。税费如有变动，乘客自担责任，且税费应在购买主要机票和旅伴机票出票时支付。所有票价规定、限制条件、预购要求以及有无座位等情况均按所购主要机票价格的规定执行。乘坐头等舱时只能获得A舱与I舱服务，乘坐经济舱时只能获得L、U、T舱服务。并非所有航班或市场均提供此类机票。旅伴机票一旦出票不得转让。携伴优惠券不得与其他优惠或折扣同时使用，包括但不限于网上优惠票价、促销优惠机票以及电子优惠券。Primary ticket and Companion ticket must be purchased with your Delta Reserve Credit Card. 两名乘客所预订的航班和飞行日期及时间必须相同。必须在携伴优惠券正面所示日期之前预订并完成旅行。优惠券有效期不按日历年计算。Redemption is available only on delta.com. Certificate terms and conditions may vary each year of Card Membership. 适用其他限制条件。欲知详情，请查看携伴优惠券内容。

39. 可赢取的里程： 此项优惠适用于符合奖励条件的达美、达美联运航空和Delta Shuttle^® （达美快线）航班，同时所购票价须符合获得“飞凡里程常客计划”里程积分的条件。优惠适用所有达美作为供应商在线提供或在机上提供的品牌产品或服务，例如升级、里程、座位选择、飞凡贵宾室会员资格或通行卡、预购餐品、食品、酒水及机上娱乐服务等。此项优惠适用于达美Vacations^®套餐，但不适用与其他的全包套餐。本优惠如有变更，恕不另行通知。每个月末后的^至个星期内，奖励里程将发放到您的达美“飞凡里程常客计划”812帐户中。所有“飞凡里程常客计划”规则均适用。欲查阅规则，请访问delta.com/memberguide。

40. Bonus miles will be posted to your Delta SkyMiles account 8 to 12 weeks after the end of each month. 要具备享受奖励里程的资格，信用卡持卡人账户须为有效账户且在兑现奖励时无不良记录。手续费、利息费、转让余额、预支现金、购买旅行支票、购买或充值预存卡和购买其他等值现金消费均不赢取里程。

41. Priority Boarding: 持卡会员有权在搭乘达美航班时在1区优先登机。此优惠仅限于达美“飞凡里程常客计划”信用卡金卡、白金卡或尊贵卡的主卡持卡人（不包括附卡持卡人）。预订必须包含主卡持卡人的“飞凡里程常客计划”号码。与主卡持卡人预订同一航班的同行乘客亦可享受优先登机待遇。同一预订最多可有九名乘客享受优先登机待遇。只有达美和达美联运航空营运的航班可提供优先登机服务。达美航空公司在达美快线航班中不安排优先登机。新卡持卡人以及由美国运通发行的其他达美飞凡里程信用卡产品升级而来的信用卡持卡人可在收到美国运通发行的信用卡后享受优先登机权。本优惠如有变更，恕不另行通知。同时须遵守其他条款、条件和限制。请查看delta.com/mycardcan了解详情。

42. 免费托运第一件行李： Benefit is limited to Basic Card Members (not Additional Card Members) with the Gold, Platinum or Reserve Delta SkyMiles Business Credit Cards. 预订必须包含主卡持卡人的“飞凡里程常客计划”号码。与主卡持卡人一同预订机票的其他同行乘客也可享受此项优惠。同一预订中最多有九位同行乘客可享受此项优惠。免除第一件行李费的优惠仅适用于符合达美运载条约中相应规定的不超大、不超重的第一件普通托运行李。其他托运行李将按照达美相关规则和达美运载条约中规定的所购票价交纳相应的行李费。首件托运行李费用减免仅适用于由达美或达美联运承运商起始的航段，航班由达美营销和运营，通过达美办理登机手续。联运航班不符合优惠条件。新的信用卡持卡人以及从其他达美“飞凡里程常客计划”信用卡产品升级过来的信用卡持卡人在收到美国运通发行的信用卡后，可以免缴托运行李的费用。优惠条款和限制条件可随时变更。可能适用其他限制。

43. 无境外交易费： 美国运通对于您在美国境外使用信用卡支付的所有交易不收取境外交易费。但是，ATM或商家有时可能对境外交易收取费用。

44. 使用里程支付： 本活动仅限达美“飞凡里程常客计划”金卡和白金卡以及达美尊贵卡的主卡持卡人（非附卡持卡人）、达美“飞凡里程常客计划”商务金卡和白金卡持卡人以及达美尊贵商务卡持卡人参加。新信用卡持卡人以及从其他达美“飞凡里程常客计划”信用卡产品升级而来的信用卡持卡人在收到新卡后，可以享受“使用里程支付”服务。仅适用于在delta.com预订的以DL代码开头的达美和达美联运承运商的航班。不适用于其他联运航班。兑换条件视票价而定。航班将标注为可使用“使用里程支付”。适用于基本票价等于或高于100美元的机票，或者价值不低于10,000里程的机票。“使用里程支付”兑换中可使用的里程数量基于“飞凡里程常客计划”会员的帐户余额。Miles redemptions must be in 5,000 mile increments, with a minimum of 10,000 miles for redemption, and the number of miles redeemed will be rounded up to the nearest 5,000 or 10,000 mile increment, as applicable. If you choose to cover the entire cost of the ticket by using Pay with Miles, you will need to redeem a minimum of 25,000 miles, regardless of ticket price. 使用里程支付时，您必须使用美国运通信用卡支付票价余额。2015年1月01日日或之后，“使用里程支付”的头等舱或商务舱机票不得享受里程积累、尊爵会资格航段（MQS）和尊爵会资格里程。此外，“使用里程支付”的经济舱机票将赢取里程，对于所有“使用里程支付”的机票，在扣除使用里程支付的部分后，以现金支付的基础票价和承运商附加费的剩余部分可赢取尊爵会资格美元消费。“使用里程支付”机票无法获得最优惠票价保证，且无法与其他任何里程兑换优惠同时使用。“使用里程支付”机票的尊爵会免费升级需视舱位情况而定，且并非适用于所有航班。除了依据达美的无风险取消预订政策退票外，以“使用里程支付”兑换的里程不能重新存入会员的“飞凡里程常客计划”帐户，即使在完全可退款的情况下也是如此。兑换条件视票价而定。如需了解相关的条款、细则和规定，请访问delta.com/paywithmiles。

45. In-Flight Savings: 信用卡持卡人如在达美营运的航班上购买符合优惠条件的预购餐、机上食品、酒水、座椅靠背娱乐设施和音频耳机播放的电影电视节目和电玩游戏，即可节省20%的费用。航班上的无线上网和相关服务、SkyMall™、达美免税商品（Delta DutyFree）以及慈善捐款等其他机上消费不包括在优惠范畴。如需享受优惠，信用卡持卡人必须在航班上使用Delta SkyMiles Credit Card from American Express完成消费。节省的金额将在交易记入持卡人信用卡帐户的6-8周后作为退款显示在对帐单中。本优惠如有变更，恕不另行通知。同时须遵守其他条款、条件和限制。请查看delta.com/mycardcan了解详情。

46. Concierge Services: There is typically no cost to you for most efforts Concierge consultants perform on your behalf, although you are responsible for any purchases and/or shipping charges you authorize. Fees may apply for meetings and event planning. We reserve the right to note profile and preference data for servicing purposes.

47. MQM Gifting: 不管何时开通帐户，日历年的结束时间均为12月31日。This means that for the first year of Card Membership, the Card Member's Eligible Spending bonus period may be less than twelve months. If in any calendar year Eligible Spending on the Delta Reserve Business Card is $30,000 or more, the Basic Card Member will be awarded 15,000 bonus miles and 15,000 Medallion Qualification Miles ("MQMs" as defined in the Delta SkyMiles Membership Guide and Program Rules). If in that same calendar year Eligible Spending on the Delta Reserve Business Card is $60,000 or more, the Basic Card Member will be awarded an additional 15,000 bonus miles and 15,000 MQMs. The MQMs are not redeemable and only count towards Medallion status. 主卡持卡人可保留尊爵会资格里程，或转赠他人。MQM受赠人必须拥有有效的“飞凡里程常客计划”帐户。If within 90 days, a MQM recipient is not designated, the MQMs will be deposited in the Basic Card Member's SkyMiles account. Additional Card Member(s) are not eligible to receive miles through Miles Boost; however all Eligible Spending by the Additional Card Member(s) will count towards the Basic Card Member's spend level to reach the Miles Boost threshold. Card Members may be permitted to have more than one Options, classic, Gold, Platinum, or Delta Reserve SkyMiles Business Credit Card from American Express account; however, Card Members are only eligible to receive one annual bonus for each type (i.e., Options, classic, Gold, Platinum, or Reserve) of Delta SkyMiles Business Credit Card account from American Express.

48. 尊爵会资格美元消费（MQD）豁免： 自2014年1月01日起，如果在资格年度内未能满足尊爵会资格美元消费（MQD）最低要求，但您在该资格年度内赢取了足够的尊爵会资格里程（MQM）或尊爵会资格航段（MQS），并且使用符合条件的信用卡进行了至少25,000美元的有效消费，则您仍然符合获得尊爵会会员资格的条件。资格年度是从给定年度的1月1日至12月31日。不管何时开通信用卡账户，资格年的结束时间均为12月31日。这意味着在取得会员资格的第一年内，持卡人的有效消费期可能会不足12个月。有效消费指购买的物品和服务，扣除退货和其他优惠。手续费、利息费、余额转让、预支现金、购买旅行支票、购买或充值预存卡和购买其他等值现金消费均不计入有效消费。其他信用卡会员通过主卡会员符合条件的信用卡进行的有效消费将计入有效消费累计中。如果主卡会员在一个“飞凡里程常客计划”号码下有多张符合条件的信用卡，则通过这些信用卡进行的消费将被汇总，以正确计算有效消费总值。符合资格的卡为：达美“飞凡里程常客计划”Options信用卡、达美“飞凡里程常客计划”信用卡、达美“飞凡里程常客计划”金卡信用卡、达美“飞凡里程常客计划”白金信用卡、达美Reserve信用卡、达美“飞凡里程常客计划”商务信用卡、达美“飞凡里程常客计划”商务信用卡金卡、达美“飞凡里程常客计划”商务信用卡白金卡、美国运通达美预订商务信用卡。该优惠仅面向主卡会员（副卡会员无此资格）。优惠条款和限制条件可随时变更。

49. Priority Checkpoint: Card Members are entitled to enter the expedited Sky Priority security line with their printed boarding pass at participating airports. Benefit is limited to the Delta Reserve SkyMiles Credit Card and the Delta Reserve for Business SkyMiles Credit Card. 预订必须包含主卡持卡人的“飞凡里程常客计划”号码。Priority Checkpoint is also available for passengers traveling on the same reservation as the Basic Card Member. Priority Checkpoint will only be available on Delta and Delta Connection carrier operated flights. 条款及条件限制适用。For most up to date participating airports please visit www.delta.com/prioritycheckpointlines. 如有变更，恕不另行通知。

所有“飞凡里程常客计划”活动的规则都适用于“飞凡里程常客计划”活动的会员、里程、优惠、里程积累、里程兑换和旅行优惠福利。To review the rules, please visit delta.com/memberguide. Partner airline benefits are subject to change and subject to the terms and conditions of each partner. 合作伙伴提供的优惠取决于其各自制定的条款及条件限制。在违反当地法律的情况下，优惠自动作废。优惠可能发生变更，恕不另行通知。其它限制条件适用。