Plan It® by American Express

Book Your Trip Now and Pay Later

When it comes to travel, you should have the flexibility to choose how and when you pay for your upcoming trip. With Plan It, you can book now and pay later with a fixed monthly fee for purchases of $100 or more when using your eligible, Go to footer note American Express Card. Terms apply, Go to footer note.

 

3、6、12或24个月付款计划选项 3、6、12或24个月付款计划选项
Easily choose the available
plan duration that works for you
无隐形费用 无隐形费用
See exactly what you would pay each month before checking out
赢取奖励用于旅行 赢取奖励用于旅行
Earn rewards the way you
usually do

How to Use Plan It

Split up the cost of your trip into monthly installments with a fixed monthly fee using your eligible American Express Card.

Follow the steps below to use Plan It for your upcoming travel:

  1. Use your eligible American Express Card to pay - for a faster checkout experience, make sure you are logged in to your SkyMiles account and that you have stored your American Express Card
  2. Choose to pay over 3, 6 or 12 months during checkout on delta.com and please note that plan durations offered may differ based on creditworthiness
  3. Track the progress of your plan through your American Express account

Your plan purchase will typically show on your American Express account within 48 hours though it may take up to 5 business days to reflect on your account. For more details visit americanexpress.com/planit.

不是达美“飞凡里程常客计划”美国运通卡持卡人？
Take advantage of Plan It and also enjoy travel rewards including your first checked bag free when you fly Delta, with an eligible Delta SkyMiles American Express Card.
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常见问答
All Delta flight purchases that are $100 or more may be eligible for Plan It at checkout on delta.com. Plan It is not available after initial flight purchase for other purchases or upgrades such as post purchase seat upgrades. Plan It cannot be used for Delta Vacations® packages and Delta Sky Club® memberships. Plan It can be combined with Miles redemption at checkout only if the remaining balance of your purchase after Miles redemption is $100 or more.
You’ll pay a fixed monthly plan fee for the duration of your plan that will be disclosed upfront. You can find more details on plan fees at americanexpress.com/planit.
The Plan It feature is not available for post-ticketing purchases on delta.com. Plan It is only available at checkout for ticket purchases. However, customers may choose to plan their purchase through their American Express account after the transaction has posted.
You do not need a Delta American Express Card to use Plan It, but you do have to have an eligible American Express U.S. Personal Card. Please visit our Delta SkyMiles American Express Card page to discover all the benefits and apply today.

You can cancel your flight at any time, however, this will not result in the cancellation of your payment plan. If you receive a refund/credit for a purchase placed into a plan, you can request that the amount be applied to your plan balance. Once you see the credit on your account, please call the number on the back of your card to speak with a Plan It Specialist to have the amount applied to the plan balance.

With our 24-Hour Risk-Free Cancellation, you have up to 24 hours after booking to cancel your flight for any reason and receive a full refund with no fees. If you selected Plan It at checkout and need to cancel your flight within 24 hours of booking and the charge was never billed to your American Express account, the plan will not be created. You will only see an active plan when the transaction posts to your account.

Please review Delta’s Cancellation Policy.  

If you have questions about your plan, please visit americanexpress.com/planit.
Delta Gift Cards and eCredits can be combined with Plan It. However, after applying your available eCredit or Delta Gift Card, the total remaining balance applied to your eligible American Express U.S. Personal Card must be at least $100 for Plan It to be available.
Plan It is not available for Delta Vacations packages.

Monthly Installments with Plan It® by American Express

Delta flight purchases that are $100 or more may be eligible for Plan It at checkout on delta.com. Plan It is not available at checkout after initial flight purchase for other purchases or upgrades such as post purchase seat upgrades. Plan It cannot be used at checkout for Delta Vacations® packages and Delta Sky Club® memberships. Plan It can be combined with Miles redemption at checkout only if the remaining balance of your purchase after Miles redemption is $100 or more. 如果您使用Plan It来结帐，则您通过达美航空公司进行的购买将自动纳入付款计划中，但会产生计划费。计划费是固定的财务费用，将在相应计划激活时每月征收。一般情况下，您所选计划将在购买后48小时内出现在您的帐户中，但也有可能需要5天。If the merchant submits your purchase as multiple separate amounts you will have multiple plans created on your Account.

At checkout, you will be offered 1–3 plan duration options. The plan duration options can vary based on a variety of factors such as the purchase amount, your Account history, and your creditworthiness. If you are enrolled in an intro or promotional APR, you may see limited plan duration options during the intro or promotional period when you use Plan It on your Account. If you create a plan during an introductory or promotional APR period, your plan fee will be based on the introductory or promotional APR as long as the plan is created before 11:59pm MST on the last day of the introductory or promotional period. After a plan is paid in full, it will be removed from your Account in the next billing period.

Your ability to use Plan It at checkout will be based on a variety of factors such as your creditworthiness, and your Credit Limit or Pay Over Time Limit, as applicable. 分期付款限额适用于您的分期付款、预付现金和计划余额。如果某计划会导致您超出您的分期付款限额或者会导致您的计划余额超出您上一期账单中帐户总新余额的95%，则我们可能无法创建该计划。如果在请求某计划时或者在您的帐户上设置某计划时，您的分期付款功能已暂停或者您的帐户已取消，则我们将无法创建该计划。We will also not be able to create plans if, at the time the plan is requested or at the time the plan is set up on your Account, one or more of your American Express Accounts is enrolled in a payment program, has a payment that is returned unpaid, or is past due.

Plan It is available on Card Accounts issued by a U.S. banking subsidiary of American Express, excluding Accounts that do not have either a Credit Limit or the Pay Over Time feature. 只有主卡持卡人或账户上的授权账户管理人才可创建计划。Prepaid Cards and products, American Express Corporate Cards, American Express Small Business Cards and American Express-branded Cards or Account numbers issued by other financial institutions are not eligible.

Learn more about Plan It: americanexpress.com/planit